WSP Capital

In-House Principal Lender

Our In-House Lender

WSP Capital is our in-house principal lender, providing bespoke bridging finance across a broad range of real estate transactions.

The WSP team brings over five decades of combined experience in bridging and structured property finance.

When WSP Capital says yes, it means yes. Our lending decisions are made directly by the people who run the business. You get a fast answer, an intelligently structured loan, and a yes you can rely on through to completion.

Our Approach to Bridging Finance

Individual Assessment, Asset-led Focus, and Decisive Credit Decisions through WSP Capital and our lending partners.

We provide short-term bridging finance for property transactions that require speed, flexibility and intelligent structuring.

Transactions are assessed individually, with an emphasis on the underlying asset, the transaction rationale and the proposed exit.

Our USP is our ability to structure loans directly with our lending partners. Lending either through our own lender WSP Capital, or as a co-principal lender, we make credit decisions directly, without relying on rigid product matrices or automated criteria.

What We Do

Our model is deliberately dynamic and built around one principle: the right outcome for the client. We start with the solution required and structure the funding around it — even when that means placing a transaction away from our own balance sheet.

Through our in-house lender, WSP Capital, and our wider lender network, we deploy capital only where it genuinely adds value. If another lender is better suited, we will tell you, even if it means losing the transaction.

That discipline is precisely what allows us to deliver the strongest terms and the right structure for every client.

WSP Capital at a Glance

Loan size£100k to £1.5m
LTVUp to 75%
Term3 to 18 months
RateFrom 0.9% per month
Arrangement fee2%
SecurityResidential and semi-commercial only
Credit historyAll considered, including adverse credit

Apply Online for WSP Capital

Apply directly to WSP Capital, our principal lending partner.

Visit WSP Capital's Website

All enquiries are made exclusively through Churchbridge Capital, WSP Capital's packager.

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We welcome every enquiry. With access to a wide panel of specialist lenders, it is always worth a conversation to see how we can help.

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