About Us: A Family Business | Churchbridge Capital

The Home of Finance

We have specialised in bridging and commercial finance for 50 years as a family business. We offer tailor made expertise for every enquiry, prioritising substance over box ticking and provide clear and honest feedback from the outset. From standard loan requirements through to complex and sophisticated structures, we have you covered. Our experienced team look forward to speaking with you.

We provide and package bridging finance for all asset types across the United Kingdom and selected parts of Europe.

Property Investors, Landlords & Developers

We support experienced investors and developers across a wide range of property transactions, particularly where speed, flexibility and intelligent structuring are required to progress opportunities that fall outside conventional lending parameters.

Family Offices & High-Net-Worth Borrowers

We work closely with family offices and private borrowers who value discretion, direct decision-making and certainty of execution, often in connection with complex or high-value transactions requiring a considered, confidential approach.

Professional Advisers

We partner with professional advisers seeking dependable execution for their clients. Our role is typically most effective where transactions are time-critical, structurally complex or sensitive in nature, and where clarity, experience and discretion are essential.

George Wall MRICS

Founder & Managing Director

George Wall MRICS is the founder and Managing Director of Churchbridge Capital. With a background in chartered surveying, property development and structured finance, George established Churchbridge to bring a lender's understanding of risk and a surveyor's eye for asset quality to every transaction the firm structures. He also leads WSP Capital, Churchbridge's in-house lending partner, giving the team a first-hand view of how transactions are underwritten and funded from both sides of the table.

“We set out to build the broker we'd want to use ourselves: one that underwrites like a lender, speaks to you as an expert, and shares its commission with the people who actually pay for the loan.”

Our Proactive Approach

We focus on the transaction in its entirety rather than just the paperwork or worse still, an algorithm. Bridging is complex and every client and their scenario is entirely different. There are no boxes to tick, just individuals, and every individual has a loan for them based entirely on their circumstances.

Our long-standing relationships with lenders, built over decades on trust, clarity and consistency, enable smoother processes and more competitive loans for our clients.

Speak to an Expert

We are not a volume broker.

Unlike traditional brokers who circulate proposals widely, we underwrite and package transactions in-house, presenting them directly to our trusted lending partners – many of whom do not engage with the public or inexperienced intermediaries.

This approach protects confidentiality, improves lender engagement, and materially increases execution certainty.

We're on a mission to change how bridging finance is brokered: no broker fees on our core lending, cashback for every direct borrower, and access to hundreds of lenders — chosen for the client, not for us.

Valuation and Legals

Where appropriate, we take an active role in managing the parts of a transaction that usually cause delay.

Valuation Strategy & Instruction

We help choose the right valuer and brief them properly, so the report reflects the asset and the exit.

Lender-Side Legal Processes

We can help drive the legal work, acting as your eyes and ears alongside the valuation.

Complex Ownership & Security Structures

Trusts, SPVs, multiple chargors and mixed security: we delve into the detail early on and provide a clear structure, so the lender can make clear decisions.

This level of control reduces friction, shortens timelines and ensures that complexity is addressed constructively — not used as a reason for delay.

WSP Capital

Our in-house principal lender

Our in-house lender, WSP Capital, lends directly with credit decisions made in-house, focusing on:

Speed and proactive engagement
Flexible structuring across multiple assets
Sensible, asset-led underwriting

For more sophisticated transactions, WSP Capital offers three products: core complex bridging, non-status bridging and secured business finance.

WSP Capital is one option amongst hundreds of lenders. We source and present what we believe to be the best funding option that fits each transaction, without favouring WSP Capital.

Learn More

Gearing

A defining feature of our approach is genuine economic alignment with the transactions we arrange.

With all gearing, we commit our own capital alongside selected lending partners, ensuring meaningful participation in both risk and outcome.

This "skin in the game" enables us to structure facilities of up to £40m that sit outside standard lender parameters, materially enhancing terms for our clients and reducing execution risk.

75%

Max LTV

£40m

Max Facility

About Us